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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,207 | $176,120+115.3% | $159,487+137.8% | $167,553+126.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 10.53% | 331.95%-321.4pp | 263.71%-253.2pp | 478.89%-468.4pp |
| Employer contribution / active EE | $9,758 | $5,299+84.1% | $4,831+102.0% | $4,840+101.6% |
| Participant deferral / active EE | $9,558 | $7,752+23.3% | $7,354+30.0% | $6,343+50.7% |
| Admin fee / account holder | $1,365 | $12,561-89.1% | $10,804-87.4% | $12,316-88.9% |