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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,271 | $93,589+177.0% | $135,942+90.7% | $75,181+244.9% |
| Participation rate | 92.1% | 75.2%+16.9pp | 81.9%+10.2pp | 67.2%+24.9pp |
| Annual return | 25.93% | 30.90%-5.0pp | 68.28%-42.3pp | 160.69%-134.8pp |
| Employer contribution / active EE | $4,665 | $3,537+31.9% | $4,858-4.0% | $2,671+74.7% |
| Participant deferral / active EE | $12,999 | $6,405+102.9% | $7,759+67.5% | $4,126+215.1% |
| Admin fee / account holder | $1,419 | $6,977-79.7% | $10,764-86.8% | $5,650-74.9% |