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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,207 | $82,674+142.2% | $125,363+59.7% | $68,495+192.3% |
| Participation rate | 85.1% | 75.0%+10.1pp | 82.4%+2.7pp | 67.9%+17.2pp |
| Annual return | -20.95% | -5.97%-15.0pp | 572.15%-593.1pp | -7.84%-13.1pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $10,880 | $6,111+78.0% | $7,447+46.1% | $4,028+170.1% |
| Admin fee / account holder | $8,045 | $6,276+28.2% | $10,005-19.6% | $5,403+48.9% |