Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,232 | $101,795-66.4% | $165,100-79.3% | $80,959-57.7% |
| Participation rate | 58.1% | 71.8%-13.8pp | 78.6%-20.6pp | 67.7%-9.6pp |
| Annual return | 8.28% | 16.73%-8.4pp | 70.21%-61.9pp | 35.67%-27.4pp |
| Employer contribution / active EE | $1,161 | $2,954-60.7% | $4,348-73.3% | $2,757-57.9% |
| Participant deferral / active EE | $2,559 | $4,476-42.8% | $6,035-57.6% | $4,300-40.5% |
| Admin fee / account holder | $1,255 | $8,221-84.7% | $12,696-90.1% | $6,925-81.9% |