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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,142 | $51,620+24.3% | $90,304-29.0% | $65,185-1.6% |
| Participation rate | 53.7% | 68.6%-14.9pp | 73.3%-19.6pp | 70.2%-16.5pp |
| Annual return | 24.92% | 24.94%0pp | 78.13%-53.2pp | 29.38%-4.5pp |
| Employer contribution / active EE | $764 | $2,235-65.8% | $2,855-73.2% | $2,177-64.9% |
| Participant deferral / active EE | $3,130 | $2,871+9.1% | $3,885-19.4% | $3,514-10.9% |
| Admin fee / account holder | $991 | $384+157.8% | $5,354-81.5% | $847+16.9% |