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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,510 | $56,894+66.1% | $84,753+11.5% | $62,881+50.3% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 7.62% | 6.30%+1.3pp | 22.78%-15.2pp | 20.14%-12.5pp |
| Employer contribution / active EE | $9,806 | $2,400+308.6% | $3,574+174.3% | $2,281+329.9% |
| Participant deferral / active EE | $1,504 | $2,709-44.5% | $3,712-59.5% | $3,203-53.0% |
| Admin fee / account holder | $1,422 | $3,581-60.3% | $5,333-73.3% | $4,296-66.9% |