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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,175 | $63,346+64.5% | $92,240+12.9% | $70,126+48.6% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 18.31% | 530.19%-511.9pp | 176.29%-158.0pp | 73.15%-54.8pp |
| Employer contribution / active EE | $8,541 | $2,471+245.6% | $3,680+132.1% | $2,343+264.6% |
| Participant deferral / active EE | $2,168 | $2,854-24.0% | $3,897-44.4% | $3,332-34.9% |
| Admin fee / account holder | $1,330 | $3,841-65.4% | $5,194-74.4% | $4,645-71.4% |