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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,952 | $165,361+60.2% | $149,715+77.0% | $158,950+66.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.36% | 348.24%-330.9pp | 276.66%-259.3pp | 302.91%-285.6pp |
| Employer contribution / active EE | $4,818 | $5,103-5.6% | $4,645+3.7% | $4,762+1.2% |
| Participant deferral / active EE | $13,173 | $7,182+83.4% | $6,842+92.5% | $5,983+120.2% |
| Admin fee / account holder | $1,341 | $10,808-87.6% | $9,310-85.6% | $11,248-88.1% |