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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,295 | $148,623+110.1% | $135,974+129.7% | $139,466+123.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.51% | 79.30%-61.8pp | 68.30%-50.8pp | 373.66%-356.2pp |
| Employer contribution / active EE | $4,731 | $5,246-9.8% | $4,859-2.6% | $4,754-0.5% |
| Participant deferral / active EE | $15,269 | $8,103+88.4% | $7,760+96.8% | $6,712+127.5% |
| Admin fee / account holder | $1,633 | $12,406-86.8% | $10,767-84.8% | $11,409-85.7% |