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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,314 | $217,432+67.1% | $185,849+95.5% | $167,536+116.9% |
| Participation rate | 91.7% | 86.1%+5.6pp | 81.7%+10.0pp | 82.1%+9.6pp |
| Annual return | 15.14% | 148.42%-133.3pp | 122.10%-107.0pp | 478.82%-463.7pp |
| Employer contribution / active EE | $15,501 | $5,875+163.9% | $5,169+199.9% | $4,839+220.3% |
| Participant deferral / active EE | $8,660 | $6,357+36.2% | $5,569+55.5% | $6,342+36.5% |
| Admin fee / account holder | $1,265 | $19,818-93.6% | $16,244-92.2% | $12,315-89.7% |