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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,515 | $175,231+89.2% | $149,696+121.5% | $139,466+137.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.53% | 166.77%-153.2pp | 134.46%-120.9pp | 373.66%-360.1pp |
| Employer contribution / active EE | $13,700 | $5,478+150.1% | $4,821+184.2% | $4,754+188.2% |
| Participant deferral / active EE | $13,121 | $6,521+101.2% | $5,682+130.9% | $6,712+95.5% |
| Admin fee / account holder | $5,123 | $16,155-68.3% | $13,212-61.2% | $11,409-55.1% |