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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,817 | $167,415+42.6% | $140,514+70.0% | $198,609+20.2% |
| Participation rate | 77.8% | 80.9%-3.1pp | 77.8%0pp | 82.4%-4.6pp |
| Annual return | 11.72% | 13.85%-2.1pp | 14.36%-2.6pp | 202.70%-191.0pp |
| Employer contribution / active EE | $2,299 | $4,088-43.7% | $3,378-31.9% | $5,055-54.5% |
| Participant deferral / active EE | $8,675 | $5,579+55.5% | $4,919+76.4% | $6,977+24.3% |
| Admin fee / account holder | $26,388 | $16,730+57.7% | $13,697+92.6% | $19,030+38.7% |