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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,817 | $124,425+91.9% | $112,040+113.2% | $137,256+74.0% |
| Participation rate | 77.8% | 79.3%-1.5pp | 76.5%+1.3pp | 80.0%-2.2pp |
| Annual return | 11.72% | 24.72%-13.0pp | 24.52%-12.8pp | 220.34%-208.6pp |
| Employer contribution / active EE | $2,299 | $3,411-32.6% | $2,954-22.2% | $4,156-44.7% |
| Participant deferral / active EE | $8,675 | $5,718+51.7% | $5,098+70.2% | $6,407+35.4% |
| Admin fee / account holder | $26,388 | $15,207+73.5% | $12,098+118.1% | $12,270+115.1% |