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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,959 | $66,402+65.6% | $109,9070% | $85,847+28.1% |
| Participation rate | 100.0% | 63.9%+36.1pp | 74.2%+25.8pp | 69.3%+30.7pp |
| Annual return | 14.78% | 19.59%-4.8pp | 29.46%-14.7pp | 318.61%-303.8pp |
| Employer contribution / active EE | $7,758 | $1,687+359.8% | $2,844+172.8% | $2,565+202.4% |
| Participant deferral / active EE | $4,342 | $2,842+52.8% | $4,047+7.3% | $3,952+9.9% |
| Admin fee / account holder | $3,963 | $4,557-13.0% | $6,069-34.7% | $6,261-36.7% |