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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,470 | $63,861+76.1% | $104,639+7.5% | $79,856+40.8% |
| Participation rate | 100.0% | 64.9%+35.1pp | 74.1%+25.9pp | 69.6%+30.4pp |
| Annual return | 20.21% | 21.30%-1.1pp | 340.67%-320.5pp | 31.71%-11.5pp |
| Employer contribution / active EE | $5,005 | $1,588+215.1% | $2,682+86.6% | $2,471+102.5% |
| Participant deferral / active EE | $3,001 | $2,693+11.4% | $3,738-19.7% | $3,741-19.8% |
| Admin fee / account holder | $17,115 | $4,185+309.0% | $6,465+164.7% | $5,306+222.5% |