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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,370 | $127,387-21.2% | $115,038-12.8% | $125,389-20.0% |
| Participation rate | 66.7% | 84.2%-17.5pp | 81.4%-14.7pp | 83.2%-16.5pp |
| Annual return | -2.18% | 31.28%-33.5pp | 26.14%-28.3pp | 282.24%-284.4pp |
| Employer contribution / active EE | $1,619 | $5,166-68.7% | $4,608-64.9% | $4,866-66.7% |
| Participant deferral / active EE | $4,730 | $6,423-26.4% | $6,026-21.5% | $5,352-11.6% |
| Admin fee / account holder | $1,446 | $9,516-84.8% | $8,175-82.3% | $9,541-84.8% |