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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,968 | $160,040+106.2% | $147,096+124.3% | $145,877+126.2% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 9.73% | 98.49%-88.8pp | 419.75%-410.0pp | 551.28%-541.6pp |
| Employer contribution / active EE | $3,161 | $5,289-40.2% | $4,936-36.0% | $4,663-32.2% |
| Participant deferral / active EE | $8,164 | $8,429-3.1% | $8,071+1.1% | $6,691+22.0% |
| Admin fee / account holder | $19,739 | $15,050+31.2% | $13,005+51.8% | $13,402+47.3% |