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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,844 | $157,829+124.2% | $136,867+158.5% | $198,609+78.2% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 11.02% | 51.25%-40.2pp | 42.97%-32.0pp | 202.70%-191.7pp |
| Employer contribution / active EE | $12,510 | $3,923+218.9% | $3,547+252.7% | $5,055+147.5% |
| Participant deferral / active EE | $24,994 | $5,463+357.5% | $4,924+407.6% | $6,977+258.2% |
| Admin fee / account holder | $2,020 | $11,107-81.8% | $10,340-80.5% | $19,030-89.4% |