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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $464,198 | $208,088+123.1% | $186,193+149.3% | $154,746+200.0% |
| Participation rate | 90.0% | 80.0%+10.0pp | 77.1%+12.9pp | 80.7%+9.3pp |
| Annual return | 14.88% | 89.97%-75.1pp | 78.03%-63.2pp | 172.34%-157.5pp |
| Employer contribution / active EE | $3,574 | $4,340-17.7% | $3,918-8.8% | $4,379-18.4% |
| Participant deferral / active EE | $16,687 | $7,078+135.8% | $6,513+156.2% | $6,730+147.9% |
| Admin fee / account holder | $7,917 | $11,698-32.3% | $11,058-28.4% | $14,365-44.9% |