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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,656 | $190,879+75.3% | $160,009+109.1% | $134,532+148.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -14.79% | 552.63%-567.4pp | 408.85%-423.6pp | 418.27%-433.1pp |
| Employer contribution / active EE | $3,963 | $4,995-20.7% | $4,225-6.2% | $4,741-16.4% |
| Participant deferral / active EE | $13,016 | $6,924+88.0% | $6,183+110.5% | $6,401+103.3% |
| Admin fee / account holder | $12,230 | $10,495+16.5% | $8,715+40.3% | $11,429+7.0% |