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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,773 | $211,239+86.4% | $178,528+120.6% | $145,877+169.9% |
| Participation rate | 90.9% | 80.8%+10.1pp | 77.1%+13.8pp | 80.3%+10.6pp |
| Annual return | 12.83% | 30.22%-17.4pp | 27.11%-14.3pp | 551.28%-538.5pp |
| Employer contribution / active EE | $3,763 | $4,570-17.7% | $3,950-4.8% | $4,663-19.3% |
| Participant deferral / active EE | $15,309 | $6,963+119.9% | $6,278+143.8% | $6,691+128.8% |
| Admin fee / account holder | $76,809 | $12,095+535.1% | $10,419+637.2% | $13,402+473.1% |