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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $464,198 | $180,749+156.8% | $160,784+188.7% | $137,256+238.2% |
| Participation rate | 90.0% | 80.0%+10.0pp | 77.0%+13.0pp | 80.0%+10.0pp |
| Annual return | 14.88% | 2234.46%-2219.6pp | 1803.92%-1789.0pp | 220.34%-205.5pp |
| Employer contribution / active EE | $3,574 | $4,155-14.0% | $3,733-4.3% | $4,156-14.0% |
| Participant deferral / active EE | $16,687 | $6,844+143.8% | $6,293+165.2% | $6,407+160.5% |
| Admin fee / account holder | $7,917 | $10,397-23.9% | $9,717-18.5% | $12,270-35.5% |