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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,779 | $52,306+132.8% | $69,779+74.5% | $62,881+93.7% |
| Participation rate | 96.7% | 67.2%+29.4pp | 71.8%+24.8pp | 69.3%+27.4pp |
| Annual return | 6.93% | 13.35%-6.4pp | 12.99%-6.1pp | 20.14%-13.2pp |
| Employer contribution / active EE | $0 | $1,799-100.0% | $2,338-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,972 | $2,395+24.1% | $2,931+1.4% | $3,203-7.2% |
| Admin fee / account holder | $20,156 | $3,691+446.1% | $4,381+360.1% | $4,296+369.2% |