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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,730 | $56,544+164.8% | $75,501+98.3% | $70,126+113.5% |
| Participation rate | 96.6% | 68.1%+28.4pp | 72.4%+24.2pp | 69.5%+27.0pp |
| Annual return | 17.04% | 23.59%-6.5pp | 27.35%-10.3pp | 73.15%-56.1pp |
| Employer contribution / active EE | $0 | $1,817-100.0% | $2,352-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,560 | $2,580+38.0% | $3,142+13.3% | $3,332+6.9% |
| Admin fee / account holder | $10,475 | $3,827+173.7% | $5,801+80.6% | $4,645+125.5% |