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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,108 | $154,193+84.3% | $130,045+118.5% | $139,466+103.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 2.71% | 32.51%-29.8pp | -137.30%+140.0pp | 373.66%-371.0pp |
| Employer contribution / active EE | $1,448 | $5,292-72.6% | $4,321-66.5% | $4,754-69.5% |
| Participant deferral / active EE | $17,577 | $6,709+162.0% | $5,820+202.0% | $6,712+161.9% |
| Admin fee / account holder | $5,034 | $13,989-64.0% | $10,600-52.5% | $11,409-55.9% |