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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,625 | $152,619+28.8% | $125,195+57.1% | $152,909+28.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 3.05% | 54.85%-51.8pp | 43.79%-40.7pp | 345.46%-342.4pp |
| Employer contribution / active EE | $1,442 | $4,947-70.9% | $3,866-62.7% | $4,764-69.7% |
| Participant deferral / active EE | $15,576 | $5,869+165.4% | $4,937+215.5% | $5,851+166.2% |
| Admin fee / account holder | $2,728 | $13,437-79.7% | $9,704-71.9% | $11,601-76.5% |