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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,641 | $162,821+34.9% | $133,978+63.9% | $158,982+38.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 4.74% | 41.95%-37.2pp | 45.10%-40.4pp | 302.99%-298.3pp |
| Employer contribution / active EE | $1,359 | $4,976-72.7% | $3,919-65.3% | $4,763-71.5% |
| Participant deferral / active EE | $15,370 | $5,910+160.0% | $5,047+204.5% | $5,983+156.9% |
| Admin fee / account holder | $3,029 | $11,742-74.2% | $8,930-66.1% | $11,252-73.1% |