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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,212 | $254,759+31.6% | $216,567+54.8% | $198,609+68.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 4.41% | 10.04%-5.6pp | 12.94%-8.5pp | 202.70%-198.3pp |
| Employer contribution / active EE | $1,473 | $6,096-75.8% | $5,216-71.8% | $5,055-70.9% |
| Participant deferral / active EE | $13,274 | $6,948+91.0% | $6,191+114.4% | $6,977+90.3% |
| Admin fee / account holder | $178,859 | $26,311+579.8% | $21,981+713.7% | $19,030+839.9% |