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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,031 | $84,236+147.0% | $170,435+22.1% | $70,126+196.7% |
| Participation rate | 80.8% | 70.8%+9.9pp | 83.6%-2.8pp | 69.5%+11.2pp |
| Annual return | 17.31% | 23.06%-5.7pp | 205.94%-188.6pp | 73.15%-55.8pp |
| Employer contribution / active EE | $3,259 | $3,387-3.8% | $5,432-40.0% | $2,343+39.1% |
| Participant deferral / active EE | $9,089 | $3,086+194.6% | $4,939+84.0% | $3,332+172.8% |
| Admin fee / account holder | $9,219 | $5,698+61.8% | $13,881-33.6% | $4,645+98.4% |