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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,565 | $77,638+101.7% | $156,5510% | $62,881+149.0% |
| Participation rate | 81.5% | 71.2%+10.3pp | 84.0%-2.5pp | 69.3%+12.2pp |
| Annual return | 10.08% | 50.33%-40.2pp | 32.23%-22.1pp | 20.14%-10.1pp |
| Employer contribution / active EE | $3,358 | $3,444-2.5% | $5,501-39.0% | $2,281+47.2% |
| Participant deferral / active EE | $9,220 | $3,046+202.7% | $4,871+89.3% | $3,203+187.9% |
| Admin fee / account holder | $20,321 | $5,561+265.4% | $13,028+56.0% | $4,296+373.0% |