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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,562 | $115,814+43.0% | $101,275+63.5% | $158,982+4.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.45% | 56.16%-39.7pp | 46.48%-30.0pp | 302.99%-286.5pp |
| Employer contribution / active EE | $5,528 | $4,176+32.4% | $3,660+51.0% | $4,763+16.1% |
| Participant deferral / active EE | $6,116 | $4,958+23.4% | $4,371+39.9% | $5,983+2.2% |
| Admin fee / account holder | $2,148 | $7,249-70.4% | $5,948-63.9% | $11,252-80.9% |