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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,881 | $124,351+57.5% | $109,188+79.4% | $167,553+16.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 14.79% | 26.04%-11.3pp | 25.76%-11.0pp | 478.89%-464.1pp |
| Employer contribution / active EE | $8,270 | $4,210+96.4% | $3,723+122.1% | $4,840+70.9% |
| Participant deferral / active EE | $8,346 | $5,257+58.8% | $4,654+79.3% | $6,343+31.6% |
| Admin fee / account holder | $956 | $7,975-88.0% | $6,755-85.9% | $12,316-92.2% |