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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,829 | $104,694-40.0% | $85,709-26.7% | $167,536-62.5% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 12.54% | 21.45%-8.9pp | 21.49%-9.0pp | 478.82%-466.3pp |
| Employer contribution / active EE | $1,165 | $3,337-65.1% | $2,619-55.5% | $4,839-75.9% |
| Participant deferral / active EE | $3,420 | $4,826-29.1% | $3,924-12.8% | $6,342-46.1% |
| Admin fee / account holder | $4,791 | $10,035-52.3% | $6,876-30.3% | $12,315-61.1% |