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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,313 | $102,638-45.1% | $81,982-31.3% | $158,982-64.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 13.94% | 61.05%-47.1pp | 41.31%-27.4pp | 302.99%-289.0pp |
| Employer contribution / active EE | $1,157 | $3,241-64.3% | $2,498-53.7% | $4,763-75.7% |
| Participant deferral / active EE | $3,972 | $4,649-14.6% | $3,722+6.7% | $5,983-33.6% |
| Admin fee / account holder | $454 | $8,237-94.5% | $5,665-92.0% | $11,252-96.0% |