See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INS. CO. U.S.A. Service code 15 · EIN 01-0233346 | Recordkeeping | $1,289 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,484 | $63,442-55.1% | $68,791-58.6% | $66,914-57.4% |
| Participation rate | 45.9% | 60.0%-14.1pp | 69.0%-23.2pp | 69.8%-23.9pp |
| Annual return | -15.67% | -8.29%-7.4pp | -6.38%-9.3pp | 1.58%-17.3pp |
| Employer contribution / active EE | $147 | $1,775-91.7% | $2,655-94.4% | $2,544-94.2% |
| Participant deferral / active EE | $2,068 | $2,945-29.8% | $3,941-47.5% | $4,237-51.2% |
| Admin fee / account holder | $313 | $577-45.9% | $4,932-93.7% | $593-47.3% |