See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INS. CO. U.S.A. Service code 15 · EIN 01-0233346 | Recordkeeping | $1,441 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,250 | $60,776-45.3% | $85,682-61.2% | $79,386-58.1% |
| Participation rate | 55.7% | 62.1%-6.4pp | 69.9%-14.2pp | 70.7%-15.1pp |
| Annual return | 10.52% | 16.57%-6.1pp | 21.49%-11.0pp | 116.85%-106.3pp |
| Employer contribution / active EE | $287 | $1,663-82.8% | $2,618-89.0% | $2,427-88.2% |
| Participant deferral / active EE | $2,332 | $2,919-20.1% | $3,923-40.5% | $4,046-42.3% |
| Admin fee / account holder | $340 | $438-22.4% | $6,873-95.1% | $626-45.7% |