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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,302 | $92,219-33.5% | $76,766-20.1% | $135,382-54.7% |
| Participation rate | 30.8% | 79.8%-49.0pp | 77.0%-46.2pp | 82.6%-51.9pp |
| Annual return | -4.27% | 5.46%-9.7pp | 2.43%-6.7pp | 519.77%-524.0pp |
| Employer contribution / active EE | $0 | $3,216-100.0% | $2,485-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $5,622 | $4,508+24.7% | $3,851+46.0% | $5,609+0.2% |
| Admin fee / account holder | $6,524 | $10,749-39.3% | $6,675-2.3% | $10,829-39.8% |