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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,357 | $67,602-6.3% | $82,312-23.0% | $70,126-9.7% |
| Participation rate | 29.0% | 72.8%-43.7pp | 76.9%-47.9pp | 69.5%-40.5pp |
| Annual return | 17.46% | 21.57%-4.1pp | 25.88%-8.4pp | 73.15%-55.7pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,676 | $2,987+23.1% | $3,706-0.8% | $3,332+10.3% |
| Admin fee / account holder | $12,005 | $4,512+166.1% | $5,608+114.1% | $4,645+158.4% |