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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,207 | $73,009-31.2% | $90,760-44.7% | $68,486-26.7% |
| Participation rate | 92.3% | 70.8%+21.5pp | 75.7%+16.6pp | 67.9%+24.4pp |
| Annual return | -19.15% | -13.81%-5.3pp | -12.16%-7.0pp | -7.85%-11.3pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $2,922-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,316 | $3,626-8.6% | $4,565-27.4% | $4,028-17.7% |
| Admin fee / account holder | $682 | $5,896-88.4% | $8,444-91.9% | $5,404-87.4% |