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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,840 | $61,660-12.7% | $80,022-32.7% | $64,173-16.1% |
| Participation rate | 79.3% | 71.7%+7.6pp | 75.8%+3.5pp | 69.6%+9.7pp |
| Annual return | -9.00% | -0.33%-8.7pp | 11.22%-20.2pp | 7.63%-16.6pp |
| Employer contribution / active EE | $0 | $1,810-100.0% | $2,468-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,143 | $2,968-27.8% | $3,686-41.9% | $3,470-38.2% |
| Admin fee / account holder | $1,187 | $5,417-78.1% | $6,521-81.8% | $4,887-75.7% |