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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $697,779 | $162,136+330.4% | $152,301+358.2% | $154,746+350.9% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 20.14% | 91.02%-70.9pp | 80.50%-60.4pp | 172.34%-152.2pp |
| Employer contribution / active EE | $465 | $4,890-90.5% | $4,624-89.9% | $4,379-89.4% |
| Participant deferral / active EE | $5,234 | $8,341-37.3% | $8,004-34.6% | $6,730-22.2% |
| Admin fee / account holder | $17,366 | $15,759+10.2% | $14,398+20.6% | $14,365+20.9% |