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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $498,881 | $148,629+235.7% | $135,982+266.9% | $139,487+257.7% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.6pp |
| Annual return | 18.94% | 79.33%-60.4pp | 68.32%-49.4pp | 373.84%-354.9pp |
| Employer contribution / active EE | $387 | $5,247-92.6% | $4,859-92.0% | $4,755-91.9% |
| Participant deferral / active EE | $6,953 | $8,102-14.2% | $7,760-10.4% | $6,713+3.6% |
| Admin fee / account holder | $61,579 | $12,406+396.3% | $10,767+471.9% | $11,407+439.8% |