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Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,382 | $165,399+116.7% | $149,745+139.3% | $158,982+125.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.02% | 348.34%-332.3pp | 276.72%-260.7pp | 302.99%-287.0pp |
| Employer contribution / active EE | $691 | $5,105-86.5% | $4,646-85.1% | $4,763-85.5% |
| Participant deferral / active EE | $11,292 | $7,183+57.2% | $6,843+65.0% | $5,983+88.7% |
| Admin fee / account holder | $153 | $10,811-98.6% | $9,312-98.4% | $11,252-98.6% |