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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $589,828 | $160,070+268.5% | $147,117+300.9% | $145,897+304.3% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 17.07% | 98.69%-81.6pp | 420.54%-403.5pp | 552.29%-535.2pp |
| Employer contribution / active EE | $434 | $5,285-91.8% | $4,932-91.2% | $4,663-90.7% |
| Participant deferral / active EE | $7,772 | $8,419-7.7% | $8,065-3.6% | $6,689+16.2% |
| Admin fee / account holder | $3,570 | $15,035-76.3% | $12,993-72.5% | $13,390-73.3% |