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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $483,646 | $157,296+207.5% | $141,191+242.5% | $152,897+216.3% |
| Participation rate | 94.7% | 84.8%+9.9pp | 82.5%+12.3pp | 82.5%+12.3pp |
| Annual return | 20.39% | 64.34%-44.0pp | 71.41%-51.0pp | 345.43%-325.0pp |
| Employer contribution / active EE | $12,899 | $5,262+145.1% | $4,736+172.4% | $4,764+170.8% |
| Participant deferral / active EE | $14,664 | $7,111+106.2% | $6,710+118.5% | $5,851+150.6% |
| Admin fee / account holder | $16,832 | $12,125+38.8% | $10,264+64.0% | $11,599+45.1% |