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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,670 | $135,956+151.3% | $123,894+175.8% | $273,972+24.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 9.27% | 56.63%-47.4pp | 47.52%-38.2pp | 41.46%-32.2pp |
| Employer contribution / active EE | $10,034 | $5,170+94.1% | $4,617+117.3% | $4,869+106.1% |
| Participant deferral / active EE | $11,038 | $6,343+74.0% | $5,984+84.4% | $5,287+108.8% |
| Admin fee / account holder | $10,559 | $9,817+7.5% | $8,357+26.3% | $10,133+4.2% |