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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,749 | $138,076+177.9% | $123,553+210.6% | $135,380+183.5% |
| Participation rate | 95.8% | 84.7%+11.1pp | 82.3%+13.5pp | 82.6%+13.2pp |
| Annual return | -5.41% | 153.70%-159.1pp | 119.21%-124.6pp | 519.81%-525.2pp |
| Employer contribution / active EE | $9,801 | $5,152+90.2% | $4,628+111.8% | $4,779+105.1% |
| Participant deferral / active EE | $11,476 | $6,800+68.8% | $6,426+78.6% | $5,609+104.6% |
| Admin fee / account holder | $820 | $10,917-92.5% | $9,284-91.2% | $10,828-92.4% |