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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $680,548 | $162,136+319.7% | $152,301+346.8% | $154,746+339.8% |
| Participation rate | 92.9% | 84.1%+8.8pp | 82.4%+10.4pp | 80.7%+12.2pp |
| Annual return | 11.23% | 91.02%-79.8pp | 80.50%-69.3pp | 172.34%-161.1pp |
| Employer contribution / active EE | $16,725 | $4,890+242.0% | $4,624+261.7% | $4,379+281.9% |
| Participant deferral / active EE | $13,086 | $8,341+56.9% | $8,004+63.5% | $6,730+94.4% |
| Admin fee / account holder | $179,011 | $15,759+1035.9% | $14,398+1143.3% | $14,365+1146.1% |