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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $680,548 | $154,228+341.3% | $145,433+367.9% | $137,256+395.8% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.7pp | 80.0%+12.9pp |
| Annual return | 11.23% | 74.59%-63.4pp | 66.58%-55.3pp | 220.34%-209.1pp |
| Employer contribution / active EE | $16,725 | $4,804+248.2% | $4,554+267.2% | $4,156+302.4% |
| Participant deferral / active EE | $13,086 | $8,216+59.3% | $7,897+65.7% | $6,407+104.2% |
| Admin fee / account holder | $179,011 | $14,344+1148.0% | $13,129+1263.5% | $12,270+1358.9% |