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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,736 | $166,242+72.5% | $165,071+73.7% | $145,884+96.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.37% | 100.44%-90.1pp | 70.17%-59.8pp | 551.85%-541.5pp |
| Employer contribution / active EE | $66,697 | $5,283+1162.5% | $4,347+1434.2% | $4,662+1330.6% |
| Participant deferral / active EE | $40,270 | $6,964+478.3% | $6,035+567.3% | $6,690+502.0% |
| Admin fee / account holder | $18,326 | $16,658+10.0% | $12,695+44.4% | $13,392+36.8% |