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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,294 | $176,786+41.6% | $146,643+70.7% | $167,536+49.4% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 11.61% | 24.04%-12.4pp | 22.75%-11.1pp | 478.82%-467.2pp |
| Employer contribution / active EE | $6,145 | $5,161+19.1% | $4,137+48.5% | $4,839+27.0% |
| Participant deferral / active EE | $3,991 | $6,440-38.0% | $5,506-27.5% | $6,342-37.1% |
| Admin fee / account holder | $3,819 | $13,262-71.2% | $10,280-62.9% | $12,315-69.0% |