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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,556 | $162,821+39.8% | $133,978+69.8% | $158,982+43.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 15.08% | 41.95%-26.9pp | 45.10%-30.0pp | 302.99%-287.9pp |
| Employer contribution / active EE | $4,670 | $4,976-6.2% | $3,919+19.2% | $4,763-1.9% |
| Participant deferral / active EE | $4,096 | $5,910-30.7% | $5,047-18.9% | $5,983-31.6% |
| Admin fee / account holder | $10,892 | $11,742-7.2% | $8,930+22.0% | $11,252-3.2% |